Insurance Coverage Issues

Car Wrecks | Product Liability | Slip and Falls | Medical Malpractice | Catastrophic Injuries

If you’ve been injured and your insurance company isn’t willing to help, we’re here to fight for you.

Insurance companies have a vested interest in minimizing both the number of claims that they pay on and the dollar amount that they pay out on each claim. Naturally, this usually doesn’t work in favor of their insured. As Kentucky and Tennessee personal injury attorneys, many of our clients only approach us after they have made a claim to their insurance company and the insurer has refused to pay their claim, or pays an amount that’s insufficient to cover the claimant’s loss. If you’ve been injured in an accident and an insurance company inadequately covers or improperly handles your claim, Freeman Childers stands ready to assist.

At the Corbin law firm of Freeman Childers, our attorneys have identified several patterns when it comes to issues with insurance companies. Usually, when an insurance company won’t pay out on a claim, or when they want to reduce the amount that they have to pay out, they provide one of the following reasons:

The injury isn’t covered by the policy.
The injury was the result of a pre-existing condition that occurred before the policy was purchased.
There is no valid medical issue.
The claimant is exaggerating the level of severity of the issue.

These types of excuses can be frustrating and insulting when you are pursuing compensation for medical bills and lost wages. In many cases, the insurer’s delay or refusal in paying your claim may result in your experiencing additional pain and suffering while you wait for necessary medical procedures. At Freeman Childers, we find this to be a serious violation of trust on the part of the insurer.

Reach out today to discuss your claim and the next steps to take.

The personal injury attorneys at the Kentucky and Tennessee law firm of Freeman Childers have tremendous experience in dealing with insurers. In some cases, all that is required is some communication from an attorney. Other claims may require much more serious legal action. We hold insurance companies accountable to their clients. In some cases, they may also have to pay for any additional damages you experience while they stall or try to avoid payment.

Our personal injury law firm handles a full range of personal injury cases:

Car accidents – If you have been involved in a car wreck, hiring a car accident attorney is a critical next step. You may be entitled to compensation if you have been injured by the carelessness, recklessness, or negligence of another driver in Kentucky or Tennessee.

Truck crashes – Commercial vehicles can cause severe damage when they collide with a passenger vehicle, often resulting in severe injuries. If you have been involved in a big truck wreck, give us a call.

ATV and boating accidents – If you are involved with an accident while on a recreational vehicle or on the water, we can help. The same principles of liability that ability to apply to crashes on Kentucky and Tennessee roadways apply to waterways as well.

Pedestrian and bicycle accidents – Whether you are struck while walking or while riding a bicycle, these collisions can cause serious injuries and can even be fatal. The party at fault for your damages and pain and suffering is responsible for the value of your claim—we’re here to help you recover every dollar you deserve.

Motorcycle crashes – When a car collides with a motorcycle, the rider is going to take the brunt of the damage, which can result in life-threatening injuries. Reach out today if you have been involved in a motorcycle wreck in Kentucky or Tennessee.

Medical malpractice – When medical providers do not follow their duty of care, you may suffer the consequences of their wrongdoing. If you or a loved one have suffered damages as a result of a medical procedure, you may be entitled to compensation.

Animal attacks – If someone’s dog or other pet attacks you, you can hold them responsible. The party responsible for control of a dog or other pet that injures you is liable for the damages you suffered.

Premises liability – Property owners have a duty of care to their guests to make sure their property is safe. If you have been injured on someone else’s property and feel that they were in the wrong, give us a call.

Product liability – If a product becomes dangerous to you as a consumer, you may be able to bring a claim against the manufacturer, distributor or parent company.

Nursing home negligence – We entrust our loved ones to their care, but sometimes nursing homes fall short, causing pain and suffering.

What to Do if You’ve Been Injured:

If you need emergency care or assistance, call 911.
Document everything that took place, including pictures, a police report, notifying managers of a business or workplace, or anything else that may help tell the story of what happened.
Call us at 606-528-1000 or message us here for a free case evaluation to discuss the details of your claim.
We’ll take over after your claim is reviewed and begin the process of ensuring you receive proper treatment, working with insurance adjusters, and overall representing you and your claim to ensure maximum recovery.
Once you have finished treating, we will work to reach a maximum settlement for the value of your claim or explore filing a lawsuit to ensure you receive everything you deserve.